The Impact of Capital Adequacy, Credit Management Strategy, and Interest Rate Setting Strategy on Bank Profitability KBMI-1 During Pandemic Era (2019-2021) Agustoni W – IESBenny Siswanto – IES The covid pandemic from 2019 to 2021 affects banking profitability, especially in 2020. This is shown by the performance of Return On Asset (ROA) KBMI-1 which decreased […]